Top Tips for Saving for a Down Payment on a House
Are you trying to save for a down payment on your dream house? A bigger down payment can make it easier to obtain a loan and reduce your monthly mortgage payments. If you’re trying to save for a down payment, consider these strategies: Set a down payment goal. It’s easier to save if you have a…
Should You Pay Off Your Mortgage Early?
If you’re paying a mortgage, at one time or another you’ve probably thought about what it would be like to pay it off. You’ve likely dreamed about living the life you desire, unfettered by the ball and chain of having to pay your loan payment every month. Before you make a decision, however, take a…
Considering Getting a Loan? Learn About Home Equity Loans
Home equity loans are quite simple to understand. It’s a loan that is secured by the equity that exists in your house or condominium. If you’ve ever heard the term “second mortgage,” you’re familiar with home equity loans. Home equity loans can be a great way to tap into your equity and put that value…
7 Credit Score Destroyers
Your credit score not only determines whether or not you can get a credit card, mortgage, or auto loan, it’s also a critical factor in determining the interest rate you have attached to those items. A low credit score can cost a lot of money over your lifetime. Not everyone is aware of the many factors…
9 Steps to Take Before Buying Your First Home
Are you planning the purchase of your first home? Buying a house is a major decision because the house will soon become one of your main financial assets. Plus, you’ll be making mortgage payments for at least ten years. Take these steps before you buy: Ask yourself if you’re financially stable. Have you had your job…
Are REITs the Right Investment for You?
Many people dream of investing in large apartment buildings, shopping malls, and commercial office space – yet few have the necessary funds and expertise for such investments. Real Estate Investment Trusts (REITs) are one way the average person can invest in large and expensive real estate properties. An REIT invests in properties that produce income; these…
Cheap Car Insurance In North Carolina
The premium you pay for your car insurance in North Carolina is dependent upon several factors, including your age, gender, driving record, traffic ticket and violation history, your living location, the kind of car you are insuring, and the insurance company from which you purchase your car insurance in NC. A few of these factors…
Multi Car Insurance Can Work Out Cheaper
If you have more than one car in your home then it can work out cheaper to take out multi car insurance. Car insurance can be confusing and there are limitations which are set out in the exclusions and it is essential that you read the small print of any policy you are interested in…
Car Insurance: Are You Leaving Money On The Table?
Listen: with the economy the way it is, with gas prices going up, with taxes going up, it is more important than ever to find ways to save money. One place that you can save a lot of money is on your auto insurance. But you know what’s interesting? No matter how many commercials we…
Cheap Car Insurance For Convicted Drivers
There are many different reasons a driver mat lose his or her driver’s license. He or she may: • Be convicted for a crime involving a motor vehicle resulting in his or her driving privileges being revoked or suspended. (An example of such a crime is driving under the influence (DUI) or driving while intoxicated.)…
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