A Guide to the USDA’s No-Money-Down Programs
The United States Department of Agriculture’s (USDA) mission is to foster rural development and build stronger communities in these areas. To this end, the USDA offers a couple of no-money-down mortgage programs designed to help low-income and middle-income families purchase a property in a rural area. Taking advantage of one of the programs offered by the…
New Car Registrations and Car Insurance
In September 2001 the Driver and Vehicle Licensing Agency (DVLA) introduced a new number plate registration system that was designed to last for 49 years. The new change was welcomed not only by the car dealers but also by the car insurance industry as the DVLA also decided to issue new car registrations twice a…
Affordable Car Insurance – It All Depends On You
Affordable car insurance is difficult to find these days. But if you are patient and diligent enough to scour the horizon for that perfect car insurance, you might just be lucky enough to find one. You will have to do your homework though: canvassing, weighing the options, considering how much premium you can afford to…
Practical Tips for the First-Time Home Buyer
The decision to go from renter to homeowner is a big one. When you own your own home there are a lot of responsibilities, but there are also a lot of benefits. Buying a home for the first time can be intimidating. The reason it’s daunting is because, for most individuals, it’s the single largest…
Choosing the Right Mortgage Provider for You
Financing a home is a decision that will most likely affect your budget over the next thirty years. Many homeowners focus on finding the right property or comparing different types of loans, but pay very little attention to which lender they borrow from. Choosing the right mortgage provider can help you save money and avoid…
Tax Tips for Homeowners
You may already know that you can deduct the mortgage interest you pay on your home, but what other tax advantages are lurking in that house? One of the biggest challenges of owning a home is dealing with the tax laws, especially those around points and cost basis. Just a little bit of knowledge can…
What it Takes to Get a Home Loan
In spite of what you might think, banks are desperate to make loans right now. But that doesn’t mean that lending standards aren’t tight; it’s still going to take a lot of paperwork to make the lenders happy. Rates are the lowest they’ve been since the 1950s, so while it might be a bit of…
How to Buy the House of Your Dreams Even with a Low Credit Score
It’s reassuring to know that the large sum of money you’re putting towards your home each month is going towards an investment. And, if you’re a renter, your money is certainly going towards an investment – your landlord’s investment, that is! If you’re tired of paying someone else’s mortgage, it’s time to look into purchasing a…
Where To Find The Cheapest Car Insurance
The best way possible of finding the cheapest car insurance is to contact a specialist broker who will be able to search the insurance market to make sure that you get the correct insurance for your needs at the lowest price possible. The cost of your car insurance will depend on several factors and it…
The Hard Facts About Fixed and Variable Rate Mortgages
In the realm of mortgages, a fixed rate mortgage is considered to be the perfect little princess. And, a variable rate mortgage is often thought of as the wicked stepsister. While variable mortgages can be detrimental to some, they can provide the most benefit for many others. The same logic applies to fixed rate mortgages. Below, we’ll…
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