When Should You Refinance Your Mortgage?
Interest rates on home loans are extremely low, but does that mean you should refinance? At what point should you do it? It’s not always obvious because getting a new loan isn’t free. There are costs that must be absorbed by the homeowner. You need to consider the change in interest rates, the length of…
Driving Without Car Insurance
See, a couple months back a young married woman ran a red light (accidentally) and smashed into my car. Astonishingly enough, she had 2 weeping children by her side with no driver’s license. As she frantically scrambled for her phone to call her husband, he arrived shortly with the insurance information scribbled on a crumpled…
Car Insurance Agent: Play Special Role In Online Deals
Acquiring the right car insurance for your needs can be a complicated business. There are so many online policies available with different premiums, deductibles, coverage, and limits that it is very easy to get confused while trying to absorb all of that information. This is why many people choose to go with a Car Insurance…
Car Insurance For High-Risk Drivers
If you are classified as a high-risk driver, finding car insurance can be quite a hassle. Some insurance companies will deny insurance to high-risk drivers, while others just choose to charge extremely high premiums. No matter which insurance company you choose, you will most likely end up with a high rate. However, every insurance company…
The Top Ten Stolen Car’s And Car Insurance
If you drive one of these makes and models of vehicles, you could find yourself with a high car insurance premium. The top ten cars that are stolen every year are the Honda Civic, Nissan Sentra, Toyota pick-up truck, Toyota Camry, Dodge Caravan, Chevy full size 1500 pick-up truck, Honda Accord, Acura Integra, Dodge Ram…
What Is Cheap Car Insurance In Salt Lake City
Cheap Salt Lake City car insurance in Utah depends heavily on a number of factors. These factors can earn you discounts, or they could burden you with expensive auto insurance quotes. As you hike through your journey to find cheap Salt Lake City car insurance, ask each auto insurance agent about the following discounts: •…
Top Tips for Saving for a Down Payment on a House
Are you trying to save for a down payment on your dream house? A bigger down payment can make it easier to obtain a loan and reduce your monthly mortgage payments. If you’re trying to save for a down payment, consider these strategies: Set a down payment goal. It’s easier to save if you have a…
15 Small Moves That Can Lead to Big Savings
Most of us would like to establish an emergency fund or pay off student loans. Big goals are great, but they can also be intimidating. There are small steps that nearly anyone can take to lead to big savings. Small steps are more comfortable and believable. For example, a moderate diet is easier to follow than a…
How to Pay Off a Mortgage Faster
Owning a home is clearly number one on the wish list for many of us. However, owning a home outright is a close second. From a financial perspective, paying off your mortgage faster is a smart move. Being mortgage-free allows you to decrease your monthly expenses dramatically and enables you to finally give your retirement, children’s college fund,…
9 Steps to Take Before Buying Your First Home
Are you planning the purchase of your first home? Buying a house is a major decision because the house will soon become one of your main financial assets. Plus, you’ll be making mortgage payments for at least ten years. Take these steps before you buy: Ask yourself if you’re financially stable. Have you had your job…
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