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The Supplemental Nutrition Assistance Program — commonly known as SNAP or food stamps — provides monthly benefits on an EBT card for groceries at most supermarkets, farmers markets, and online retailers like Amazon and Walmart.
Over 42 million Americans receive SNAP. The average monthly benefit is about $187 per person. Millions of eligible Americans do not participate because they assume they earn too much or that the program is only for the unemployed.
Who Qualifies for SNAP?
Gross Income Limit (130% FPL)
- 1 person: $1,580/month ($18,954/year)
- 2 people: $2,137/month ($25,636/year)
- 4 people: $3,250/month ($39,000/year)
Net Income Limit
After deductions for housing, childcare, and medical expenses, net income must be at or below 100% FPL.
Asset Limits
Most households: assets under $2,750. Households with someone 60+ or with a disability: under $4,250. Many states have eliminated asset tests entirely.
Special Rules for Seniors and People with Disabilities
If your household includes someone 60+ or with a disability, you only need to meet the net income test, and you get larger deductions for medical expenses — making SNAP far more accessible than many realize.
What Can You Buy?
Almost any food: fruits, vegetables, meat, dairy, bread, cereals, and snack foods. Not allowed: alcohol, tobacco, vitamins, or hot prepared foods.
How to Apply
Apply through your state SNAP agency online, in person, or by mail. The process takes about 30 minutes. Decision within 30 days, or 7 days for urgent situations.
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