Privacy Policy
This Privacy Policy describes how Lead512 LLC (“we,” “us,” or “our”) collects, uses, discloses, and retains personal information through SavingsHunter.com and related services. It also describes the rights available to consumers under applicable federal and state privacy laws. Please read this policy carefully.
This policy applies to all users of SavingsHunter.com, including those who participate in sweepstakes, subscribe to newsletters, engage with our AI chatbot services, or submit information in connection with our lead generation and affiliate marketing activities.
1. Information We Collect
We collect personal information in the following categories:
- Identifiers: name, email address, mailing address, phone number, IP address, device identifiers
- Commercial information: products or services considered, sweepstakes entries, subscription records
- Internet or electronic network activity: browsing history on our site, clicks, page views, session data
- Geolocation data: approximate location derived from IP address or zip code
- Inferences: preferences, interests, and characteristics drawn from usage patterns
- Communications: responses to surveys, chatbot interactions, customer service correspondence
- SMS consent records: date, time, and method of opt-in for text message communications
2. How We Collect Information
We collect information when you:
- Register, subscribe, or fill out a form on our site
- Participate in a sweepstakes, promotion, or survey
- Interact with our AI chatbot agents
- Opt in to SMS or email communications
- Browse or engage with content on our site
- Are referred to us through an affiliate or partner link
3. How We Use Your Information
We use personal information to:
- Deliver and personalize content, benefits information, and product recommendations
- Administer sweepstakes, promotions, and contests
- Send SMS messages for which you have provided TCPA-compliant opt-in consent
- Send email newsletters and marketing communications
- Match you with relevant government benefits programs, home warranty offers, legal referrals, and insurance products
- Share leads with third-party partners under our affiliate and lead generation programs
- Improve site performance, conduct analytics, and optimize advertising
- Comply with legal obligations and enforce our terms
4. How We Share Your Information
We may share personal information with:
- Affiliate marketing partners and lead buyers: when you submit a form or participate in an offer, your information may be shared with one or more third-party partners for marketing or service fulfillment purposes
- Service providers: hosting, email delivery, SMS platforms (e.g., Twilio), analytics, and payment processors who are contractually obligated to protect your data
- Legal and regulatory authorities: when required by law or to protect our rights
- Business transfers: in connection with a merger, acquisition, or sale of assets
We do not sell personal information to data brokers. However, sharing data with lead buyers for marketing purposes may constitute a “sale” or “sharing” under certain state laws. See Section 7 for your opt-out rights.
5. Cookies and Tracking Technologies
We use cookies, pixels, and similar tracking technologies to:
- Remember your preferences and session information
- Measure site traffic and campaign performance
- Serve and optimize advertising, including through Google AdSense, remarketing, and DoubleClick integrations
- Enable third-party analytics and interest-based advertising
You may disable cookies in your browser settings. Doing so may affect site functionality. We honor Global Privacy Control (GPC) and Do Not Track (DNT) browser signals as opt-outs of sale/sharing where required by applicable state law.
6. SMS Communications (TCPA)
By providing your phone number and opting in to receive text messages, you consent to receive autodialed or pre-recorded marketing SMS messages from us or our partners. Consent is not a condition of purchase. Message and data rates may apply.
To opt out of SMS communications, reply STOP to any message. To get help, reply HELP. We retain records of your SMS consent, including the date, time, and method of opt-in, for a minimum of 4 years as required for TCPA compliance documentation.
7. Your Privacy Rights
7.1 Universal Rights
Regardless of your state of residence, you have the right to:
- Opt out of receiving marketing emails by clicking the unsubscribe link in any email or emailing privacy@savingshunter.com
- Opt out of SMS messages by replying STOP
- Request that we not share your personal information with third-party lead buyers by contacting us as described below
7.2 State-Specific Rights
Residents of states with comprehensive privacy laws have additional rights described in Section 9 below. To exercise any right, submit a verifiable request to:
- Email: privacy@savingshunter.com
- Phone: 1-888-418-5752
We will respond within the timeframe required by your state’s law (generally 45 days, extendable with notice). We will not discriminate against you for exercising your privacy rights.
8. Data Security
We implement industry-standard security measures including SSL/TLS encryption, access controls, and secure network infrastructure. All payment transactions are processed through PCI-compliant gateway providers and are not stored on our servers. Despite these measures, no system is completely secure, and we cannot guarantee absolute security.
In the event of a data breach affecting your personal information, we will notify you via email within 30 calendar days of becoming aware of the breach, and will comply with applicable state breach notification laws.
9. State-Specific Data Retention and Privacy Rights
The following table summarizes our data retention obligations and the consumer rights available under each state’s applicable privacy law. In all cases, we retain personal information only as long as necessary for the purposes disclosed in this policy, unless a longer retention period is required by law (e.g., TCPA records, tax records, litigation holds).
| State | Applicable Law | Data Retention & Consumer Rights Summary |
|---|---|---|
| California | CCPA / CPRA | Right to deletion within 45 days of request; data retained only as long as necessary for the disclosed purpose; sensitive personal info limited to 12 months unless extended by opt-in; annual data minimization review required; Right to Know covers data collected in the past 12 months. |
| Texas | TDPSA (eff. July 1, 2024) | Data retained only as long as reasonably necessary for the disclosed purpose; Right to deletion within 45 days (extendable 45 days with notice); Right to access and portability; opt-out of sale/targeted advertising required; annual data minimization assessment recommended. |
| Virginia | VCDPA | No specific statutory retention period; must be adequate, relevant, and limited to what is necessary; Right to deletion within 45 days (extendable 45 days); data minimization required; Right to access and portability. |
| Colorado | CPA | No specific statutory period; data minimization and purpose limitation required; Right to deletion within 45 days (extendable 45 additional days); Right to access and portability; must specify retention periods in privacy notice. |
| Connecticut | CTDPA | No specific statutory period; data limited to what is necessary for disclosed purpose; Right to deletion within 45 days (extendable 45 days); Right to access; opt-out of sale and targeted advertising required. |
| Oregon | OCPA (eff. July 1, 2024) | No specific statutory period; data minimization required; Right to deletion within 45 days (extendable 45 days); Right to access and portability; sensitive data requires explicit opt-in consent. |
| Montana | MCDPA (eff. Oct 1, 2024) | Data retained only as long as necessary for disclosed purpose; Right to deletion within 45 days (extendable 45 days); data minimization required; opt-out of targeted advertising. |
| Iowa | ICDPA (eff. Jan 1, 2025) | No specific statutory period; Right to deletion within 90 days of request; Right to access; data minimization required; narrower consumer rights than most other states. |
| Indiana | IDPA (eff. Jan 1, 2026) | No specific statutory period; data minimization required; Right to deletion within 45 days (extendable 45 days); Right to access and portability. |
| Tennessee | TIPA (eff. July 1, 2025) | No specific statutory period; data minimization and purpose limitation required; Right to deletion within 45 days (extendable 60 days); Right to access and portability. |
| Delaware | DPDPA (eff. Jan 1, 2025) | No specific statutory period; data minimization required; Right to deletion within 45 days (extendable 45 days); Right to access; sensitive data protections apply. |
| New Hampshire | NHPDA (eff. Jan 1, 2025) | No specific statutory period; data minimization required; Right to deletion within 45 days (extendable 45 days); Right to access and portability. |
| New Jersey | NJDPA (eff. Jan 15, 2025) | No specific statutory period; Right to deletion within 45 days (extendable 45 days); Right to access; opt-out of sale, targeted advertising, and profiling required. |
| Nebraska | NDPA (eff. Jan 1, 2025) | No specific statutory period; Right to deletion within 45 days (extendable 45 days); Right to access and portability; data minimization required. |
| Maryland | MODPA (eff. Oct 1, 2025) | One of the strictest: data minimization required by statute; sensitive data cannot be collected beyond what is strictly necessary; Right to deletion within 60 days; Right to access and portability; targeted advertising opt-out required. |
| Minnesota | MNDPA (eff. July 31, 2025) | No specific statutory period; data minimization required; Right to deletion within 45 days (extendable 45 days); Right to access and portability; bona fide loyalty program exemption available. |
| Rhode Island | RIDPA (eff. Jan 1, 2026) | No specific statutory period; Right to deletion within 45 days (extendable 45 days); data minimization required; opt-out of sale and targeted advertising required. |
9.1 California (CCPA/CPRA) — Additional Disclosures
California residents have the following rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):
- Right to Know: request disclosure of personal information collected in the past 12 months, including categories, sources, purposes, and third parties with whom it was shared
- Right to Delete: request deletion of personal information, subject to certain exceptions
- Right to Correct: request correction of inaccurate personal information
- Right to Opt Out of Sale/Sharing: opt out of the sale or sharing of your personal information for cross-context behavioral advertising
- Right to Limit Use of Sensitive Personal Information: limit our use of sensitive personal information to purposes permitted by law
- Right to Non-Discrimination: we will not discriminate against you for exercising your rights
To exercise California rights, submit a request to privacy@savingshunter.com or call 1-888-418-5752. We will verify your identity before processing the request. We will respond within 45 calendar days (extendable to 90 days with notice).
Shine the Light: California residents may also request once per year, free of charge, a list of the categories of personal information disclosed to third parties for direct marketing purposes during the preceding year. Contact us at the address above.
9.2 Texas (TDPSA) — Additional Disclosures
Texas residents have rights under the Texas Data Privacy and Security Act (effective July 1, 2024):
- Right to access personal data we process about you
- Right to correct inaccuracies in your personal data
- Right to delete personal data provided by or obtained about you
- Right to data portability (obtain a copy in a portable format)
- Right to opt out of the processing of personal data for targeted advertising, the sale of personal data, or profiling for consequential decisions
We will respond to Texas consumer requests within 45 days (extendable 45 days with notice). If we deny your request, you may appeal to us within 60 days of the denial. If your appeal is denied, you may contact the Texas Attorney General.
9.3 General Retention Schedule
The following general retention periods apply across our operations:
- Lead and form submission data: retained for up to 3 years for business purposes; may be shared with lead buyers at the time of submission
- SMS consent records and opt-in documentation: minimum 4 years (TCPA requirement)
- Email marketing records: retained for up to 3 years or until unsubscribe, whichever comes first
- Transaction and subscription records: retained for 7 years for tax and accounting purposes
- Website analytics and log data: retained for up to 13 months
- Chatbot interaction logs: retained for up to 12 months
- Security and fraud prevention records: retained for up to 5 years
- Sweepstakes records: retained for a minimum of 2 years post-promotion
10. Children’s Privacy
Our services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will delete it promptly. If you believe we have collected such information, please contact us at privacy@savingshunter.com.
11. Third-Party Links and Services
Our site may contain links to third-party websites, offers, or services. Those sites have their own privacy policies and we have no responsibility for their content or practices. We encourage you to review the privacy policy of any third-party site you visit.
12. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy on this page with an updated “Last Updated” date. If we make material changes, we will provide additional notice such as an email notification or a prominent notice on our site. Continued use of our services after changes are posted constitutes your acceptance of the updated policy.
13. Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at:
Lead512 LLC
SavingsHunter.com
Email: privacy@savingshunter.com
Phone: 1-888-418-5752